“TI-eye-eye-ime… is on my side… yes it is!” sang Mick Jagger. Um, no it isn’t. Why? Your dental insurance benefits are about to expire!!
Here we are at the end of the year. Hanukkah, Christmas, New Year’s, parties, shopping, etc, etc. It’s a busy time for all of us, but don’t forget about your teeth and your oral health. specifically, don’t forget about how to pay for your dental care.
See, the end of the year brings a close to a lots of things, and included in this are your dental insurance benefits. This is because most dental insurance plans operate on a calendar year, and that means that at the end of each year, your amount of coverage goes away if you don’t use it.
Basically, if you don’t use it you lose it. Here’s how it works: an insurance plan allows you to you a certain amount of their money to help you pay for dental care in a given year. At the end of that year, whatever amount you don’t use just goes away. Bye bye.
That being said, my advice to you is to get on it!! Make haste! Get ‘er done! Or whatever motivational phrase you need to hear to maximize your dental benefits. I mean for Pete’s sake (who is Pete by the way?), there’s a stack of cash out there to help you take better care of your health… don’t let it go to waste.
Here’s some ways you can save money and take good care of your teeth…
1) See you dentist every 6 months. This is because it allows any problems to be detected early and thus corrected in the easiest and least expensive way. Also, getting your teeth cleaned and checked ever 6 months is kinda like changing the oil in your car… it’s just proper maintenance.
2) Take care of any treatment needs before “it hurts.” I have this conversation daily with patients. People always seem to wonder if they need treatment if nothing hurts. Makes sense. But the problem is that teeth typically don’t hurt unless the nerve is damaged, and at that point we’re talking root canals and pulling teeth rather than fillings or crowns. Waiting until something hurts to fix it means more expense or having fewer teeth.
3) Make the most of your dental benefits. This means using as much of your yearly benefits as you can. Now, obviously if you have no treatment needs, don’t go looking for a way to use dental insurance benefits. But, if you have treatment needs, don’t just let those benefits sit there and go to waste. Even if you don’t have dental insurance, you may be able to deduct your dental expenses on your taxes!! Consult your accountant on that one.
So don’t listen to Mick!! Time is not on your side. Don’t let those benefits go to waste. If you live in Nashville and need a dentist who takes Health Spring, or Cigna PPO, or Delta Dental, or if you just have questions about you dental benefits, please give us a call at 615-298-2385 or check us out online at www.MusicCitySmiles.com .